To give every Gujarat family one trusted, qualified partner for their whole financial life — helping them invest toward their goals, insure what truly matters, and finance life's milestones — with honesty and patience, never sales pressure.
About Apex TechFinAMFI ARN-354187
One named, qualified human — responsible for your money.
Apex TechFin is an AMFI-registered Mutual Fund Distributor (ARN-354187) in Ahmedabad, founded by Ronik Gajjar. We help Gujarat families invest toward their goals, insure what matters, and finance the big moments — honestly, and for the long term.
- AMFI-registered (ARN-354187)
- NISM-certified founder
- Based in New Ranip, Ahmedabad
Ronik Gajjar
Founder · AMFI-registered Mutual Fund Distributor
- NISM-certifiedQualifying MFD certification (89/100)
- AMFI ARN-354187Registered Mutual Fund Distributor
- IRDAI-advisor networkInsurance via licensed advisors
- 3+ yearsServing Gujarat families
The founder
Why I started Apex TechFin
I kept meeting families who were sold to, not served — a different agent for every product, none of them accountable when something went wrong. I started Apex TechFin to be the opposite: one qualified person who looks after your investments, your insurance and your loans together, compares the whole market, and is still here years later.
“Whether you start with a ₹500 SIP or a ₹50 lakh home loan, you get the same careful, conflict-free guidance — and the truth about the risks before you commit.”— Ronik Gajjar, Founder
That means goal-based investing instead of guesswork, the cover that actually pays at claim time instead of the cheapest premium, and a loan chosen on its real cost instead of whatever your own bank quotes first.
To become Gujarat's most trusted financial-services name — and, in time, India's — proving that registered, conflict-free guidance from real people beats faceless apps and single-product agents.
Exactly what we are — and what we’re not
In finance, being precise about your role is the first act of trust. Here’s ours, in plain language.
What we are
- An AMFI-registered Mutual Fund Distributor (ARN-354187) — we help you invest toward your goals through SIPs and mutual funds.
- A facilitator who compares insurance across IRDAI-licensed advisors and places the cover that fits.
- A loan-consulting service that compares 40+ banks and NBFCs and handles the legwork for you.
What we’re not
- Not a SEBI-registered Investment Adviser (RIA) — we don’t charge advisory fees or manage your portfolio; your folio stays in your name.
- Not an insurance company or an IRDAI-registered broker — cover is arranged through individual licensed advisors.
- Not a lender — every loan sanction, rate and term is decided by the bank or NBFC, not by us.
From one honest idea to a partner families trust
Qualified & certified
Cleared the NISM certification (89/100) — the foundation for advising on mutual funds the right way.
Registered with AMFI
Became an AMFI-registered Mutual Fund Distributor (ARN-354187) — accountable, registered, conflict-free.
Opened in New Ranip
Set up a real office in Ahmedabad — a place families can walk into and a person who actually answers.
Served 305+ families
Grew by referral — insurance, SIPs and loans handled together for Gujarat families.
Built the tools
Launched a free, privacy-first calculator suite and the connected Prosperity Map — institutional tools, free for everyone.
Six principles, on every client and product
The same standard whether you start with a ₹500 SIP or a ₹50 lakh loan.
One human, the whole picture
A single named advisor across mutual funds, insurance and loans — so the pieces of your financial life actually fit together.
Compare the market
Schemes, policies and loan offers weighed across the industry, then you choose freely — never a single in-house product pushed at you.
Right, not cheapest
We optimise for what serves you long-term — the cover that pays at claim time, the fund that fits the goal, the loan with the lowest real cost.
With you after the sale
Renewals, reviews, claims and redemptions — the relationship is the point, not the transaction.
Local and accountable
A real office in New Ranip, Ahmedabad, and a real person who answers — in Gujarati, Hindi or English.
Honest by registration
We never promise or project returns, and we say plainly what we can’t do. In finance, precision is trust.
One accountable person — backed by a real professional network
You always deal with a named, qualified human. Behind them sits the network that lets Apex compare the whole market on your behalf.
Ronik Gajjar
Founder · AMFI-registered Mutual Fund Distributor (ARN-354187)
NISM-certified (89/100), 3+ years guiding Gujarat families. The person who answers your call, compares your options, and is still here at renewal, review and claim — in Gujarati, Hindi or English.
IRDAI-licensed insurance advisors
Cover is arranged and serviced through individual licensed advisors across leading insurers.
40+ bank & NBFC lending partners
Loan offers compared across 40+ lenders so you see the real lowest cost, not one bank’s quote.
Schemes across leading fund houses
Access to mutual-fund schemes from fund houses across the industry — you choose freely, never an in-house push.
As Apex grows, qualified associate advisors will join this page by name — accountability is the point, so we only list people who are real and certified.
0+Gujarat families served
0+ yrsRegistered & advising
0+Bank & NBFC partners compared
0+Free calculators built
0Languages — EN · HI · GU
Figures reflect families served and partners compared — not assets under management. Apex TechFin does not manage portfolios or assure returns.
Shop No. SF/11, Dharti Saket Heaven, Chenpur Road, New Ranip, Ahmedabad, Gujarat 382470 Mon–Sat 10:30 AM – 7:00 PM +91 84602 91239
Available now · Free consultation
Book your free consultation — honest, conflict-free guidance at zero cost.
Book a 30-minute session with an AMFI-registered, NISM-certified advisor. We'll look at your loans, investments, and insurance together — and show you where you're leaving money on the table.
- Free consultation — no commitment
- Expert response within 8 hours
- AMFI · IRDAI · NISM certified
- 305+ Gujarat families trust us
RPSKAJ
AMFI-registered · ARN-354187
305+ Gujarat families guided · mutual funds, insurance & loans
No spam · No commitment · AMFI ARN-354187 · IRDAI Licensed